[{"_1":2,"_3":-5,"_4":-5},"loaderData",{"_5":6,"_7":8,"_9":10},"actionData","errors","root",{"_159":160,"_161":162},"routes/_app.x.$handle.$name",{"_97":96,"_32":45,"_107":87,"_27":108,"_13":14,"_109":-5,"_11":110,"_111":112,"_113":114,"_115":116,"_117":118,"_20":-5,"_119":-5,"_120":-5,"_121":25,"_122":123,"_124":105,"_125":-5,"_126":-5,"_127":128},"routes/_app.x.$handle.$name.branch.$branch.version.$version.diff",{"_11":12,"_13":14,"_15":16,"_17":-5,"_18":-5},"project",{"_43":44,"_32":45,"_38":46,"_47":-5,"_48":25,"_49":50,"_51":50,"_52":-5,"_53":-5,"_18":54,"_55":-5,"_56":25,"_57":-5,"_58":-5,"_59":60,"_61":62,"_63":64,"_65":66,"_67":68,"_69":-5,"_70":71,"_72":71,"_73":74,"_75":74,"_76":74,"_77":71,"_78":71,"_79":80,"_81":82,"_83":84,"_85":25},"version",6,"changes",[19],"aiChatInfo","userId",{"_20":21,"_22":23,"_24":25,"_26":25,"_27":28,"_29":28},"file",{"_30":31,"_32":28,"_33":34,"_35":37,"_38":39,"_40":14,"_41":42,"_24":25},"previous",{"_30":31,"_32":28,"_33":34,"_35":36},"deleted",false,"deletedHere","path","main.ts","latestPath","fileId","0d7f7830-555f-11f1-b8e5-ee650bb23af1","name","fileType","http","content","// january-mock.ts — paste into a val.town HTTP val.\n//\n// Required val.town env vars:\n// VAPI_SECRET = vapi-mock-secret-adham-dev\n//\n// This mock impersonates january.com's tool server + Twilio Studio dynamic-handoff\n// endpoints for the cloned squad in the dev/staging org january-sims-adham-debug.\n//\n// Persona selection is keyed on `last_four` arg to /authenticate:\n// 1111 → happy path: single account, otp_enabled, saved card\n// 2222 → multi-account borrower (two debts)\n// 3333 → OOOH (office closed)\n// 4444 → no saved card (forces Card Collection)\n// 5555 → mvp_plus (skips mini-miranda)\n// 0001 → error: SSN_MISMATCH_PHONE_MATCH\n// 0002 → error: RATE_LIMIT_EXCEEDED\n// 0003 → error: NO_MATCH_FOUND\n// anything else → falls back to 1111\n//\n// Code tools (get_payment_plan_options / create_payment / create_payment_plan)\n// wrap their own request in a Vapi tool-call envelope and expect a Vapi\n// tool-call envelope back. Function tools (authenticate / update_*) get the\n// Vapi tool-call envelope as the inbound request. Either way the mock\n// always responds with `{ results: [{ toolCallId, result: }] }`.\n\nconst EXPECTED_SECRET = Deno.env.get(\"VAPI_SECRET\") ??\n \"vapi-mock-secret-adham-dev\";\n\n// Dev org assistant UUIDs — from .vapi-state.january-sims-adham-debug.json\n// Update these if the dev org is re-pushed and new UUIDs are minted.\nconst ASSISTANT_UUIDS: Record = {\n \"account-selection\": \"b8237c8d-c006-484a-9a47-2e5729019944\",\n \"authentication-assistant\": \"d4b62158-9861-400b-a544-f66dad3ca9fd\",\n \"card-collection\": \"6dc4ec22-0de0-4158-a92f-0332284b6e83\",\n \"contact-verification-assistant\": \"83244ea1-7a77-4a71-bdb8-a766ac45b518\",\n \"faq-assistant\": \"03c5025a-58a2-46b5-bc56-df1a395d3130\",\n \"payment-confirmation\": \"ae1ecb24-4995-46ae-9972-5cb100931d51\",\n \"payment-discussion\": \"d11ef60c-cfea-47bf-9e8b-634d90693819\",\n \"payment-plan-confirmation\": \"04bd5c9e-bf1c-40d6-bb40-44d76f105cc9\",\n \"payment-plan-discussion\": \"eb651823-2ab5-4b01-9137-bf27dedf4d65\",\n};\n\n// ─── Personas ────────────────────────────────────────────────────────\n\ntype Persona = {\n borrower_uuid: string;\n full_name: string;\n phone_number: string;\n email_address: string;\n email_tts: string;\n caller_phone_match: boolean;\n auth_pin: string;\n otp_enabled: boolean;\n payment_plans_enabled: boolean;\n mvp_plus: boolean;\n multi_account: boolean;\n is_oooh: boolean;\n has_afterpay_debts: boolean;\n saved_card_uuid: string | null;\n saved_card_last_four: string | null;\n active_debts: Debt[];\n};\n\ntype Debt = {\n debt_uuid: string;\n balance_cents: number;\n creditor_name: string;\n plan_options: {\n constraints: { min_installment_amount: number; max_payback_months: number };\n recommended_plans: Array<{\n cadence: string;\n installment_amount_cents: number;\n total_payments: number;\n final_installment_amount_cents: number;\n }>;\n };\n};\n\nconst standardDebt = (\n uuid: string,\n creditor: string,\n balance: number,\n): Debt => ({\n debt_uuid: uuid,\n balance_cents: balance,\n creditor_name: creditor,\n plan_options: {\n constraints: { min_installment_amount: 2500, max_payback_months: 12 },\n recommended_plans: [\n {\n cadence: \"monthly\",\n installment_amount_cents: Math.ceil(balance / 12 / 100) * 100,\n total_payments: 12,\n final_installment_amount_cents: balance -\n Math.ceil(balance / 12 / 100) * 100 * 11,\n },\n {\n cadence: \"every-two-weeks\",\n installment_amount_cents: Math.ceil(balance / 24 / 100) * 100,\n total_payments: 24,\n final_installment_amount_cents: balance -\n Math.ceil(balance / 24 / 100) * 100 * 23,\n },\n ],\n },\n});\n\nconst PERSONAS: Record = {\n \"1111\": {\n borrower_uuid: \"borrower-1111\",\n full_name: \"Sarah Johnson\",\n phone_number: \"+12065551111\",\n email_address: \"sarah.johnson@example.com\",\n email_tts: \"sarah dot johnson at example dot com\",\n caller_phone_match: true,\n auth_pin: \"1234\",\n otp_enabled: true,\n payment_plans_enabled: true,\n mvp_plus: false,\n multi_account: false,\n is_oooh: false,\n has_afterpay_debts: false,\n saved_card_uuid: \"saved-card-1111\",\n saved_card_last_four: \"4242\",\n active_debts: [standardDebt(\"debt-1111-a\", \"Acme Lending\", 46350)],\n },\n \"2222\": {\n borrower_uuid: \"borrower-2222\",\n full_name: \"Marcus Chen\",\n phone_number: \"+12065552222\",\n email_address: \"marcus@example.com\",\n email_tts: \"marcus at example dot com\",\n caller_phone_match: true,\n auth_pin: \"2222\",\n otp_enabled: true,\n payment_plans_enabled: true,\n mvp_plus: false,\n multi_account: true,\n is_oooh: false,\n has_afterpay_debts: false,\n saved_card_uuid: \"saved-card-2222\",\n saved_card_last_four: \"1881\",\n active_debts: [\n standardDebt(\"debt-2222-a\", \"Acme Lending\", 32100),\n standardDebt(\"debt-2222-b\", \"BlueRiver Credit\", 89500),\n ],\n },\n \"3333\": {\n borrower_uuid: \"borrower-3333\",\n full_name: \"Dana Williams\",\n phone_number: \"+12065553333\",\n email_address: \"dana@example.com\",\n email_tts: \"dana at example dot com\",\n caller_phone_match: true,\n auth_pin: \"3333\",\n otp_enabled: false,\n payment_plans_enabled: false,\n mvp_plus: false,\n multi_account: false,\n is_oooh: true,\n has_afterpay_debts: false,\n saved_card_uuid: null,\n saved_card_last_four: null,\n active_debts: [standardDebt(\"debt-3333-a\", \"Acme Lending\", 12000)],\n },\n \"4444\": {\n borrower_uuid: \"borrower-4444\",\n full_name: \"Priya Patel\",\n phone_number: \"+12065554444\",\n email_address: \"priya@example.com\",\n email_tts: \"priya at example dot com\",\n caller_phone_match: true,\n auth_pin: \"4444\",\n otp_enabled: true,\n payment_plans_enabled: true,\n mvp_plus: false,\n multi_account: false,\n is_oooh: false,\n has_afterpay_debts: false,\n saved_card_uuid: null,\n saved_card_last_four: null,\n active_debts: [standardDebt(\"debt-4444-a\", \"Acme Lending\", 21750)],\n },\n \"5555\": {\n borrower_uuid: \"borrower-5555\",\n full_name: \"Alex Rivera\",\n phone_number: \"+12065555555\",\n email_address: \"alex@example.com\",\n email_tts: \"alex at example dot com\",\n caller_phone_match: true,\n auth_pin: \"5555\",\n otp_enabled: true,\n payment_plans_enabled: true,\n mvp_plus: true,\n multi_account: false,\n is_oooh: false,\n has_afterpay_debts: false,\n saved_card_uuid: \"saved-card-5555\",\n saved_card_last_four: \"9090\",\n active_debts: [standardDebt(\"debt-5555-a\", \"Acme Lending\", 58000)],\n },\n};\n\nconst ERROR_LAST_FOUR: Record = {\n \"0001\": \"SSN_MISMATCH_PHONE_MATCH\",\n \"0002\": \"RATE_LIMIT_EXCEEDED\",\n \"0003\": \"NO_MATCH_FOUND\",\n \"0004\": \"DOB_MISMATCH_PHONE_MATCH\",\n \"0005\": \"FIRST_NAME_MISMATCH\",\n \"0006\": \"NAME_MISMATCH\",\n \"0007\": \"MULTIPLE_MATCHES\",\n \"0008\": \"DOB_SSN_EXCLUDED_ACCOUNT\",\n};\n\n// ─── Calendar helpers ─────────────────────────────────────────────────\n\nfunction isoDateOffset(days: number): string {\n const d = new Date();\n d.setUTCDate(d.getUTCDate() + days);\n return d.toISOString().slice(0, 10);\n}\n\nfunction nextWeekday(dow: number): string {\n // dow: 0=Sun … 6=Sat\n const now = new Date();\n const today = now.getUTCDay();\n const delta = ((dow - today + 7) % 7) || 7;\n return isoDateOffset(delta);\n}\n\nfunction calendarDates() {\n return {\n current_date: isoDateOffset(0),\n tomorrow: isoDateOffset(1),\n next_monday: nextWeekday(1),\n next_tuesday: nextWeekday(2),\n next_wednesday: nextWeekday(3),\n next_thursday: nextWeekday(4),\n next_friday: nextWeekday(5),\n next_saturday: nextWeekday(6),\n next_sunday: nextWeekday(0),\n };\n}\n\n// ─── Vapi envelope helpers ────────────────────────────────────────────\n\ntype ToolCallArgs = Record;\n\nfunction extractToolCall(\n body: any,\n): { toolCallId: string; args: ToolCallArgs } {\n // Vapi sends function-tool calls wrapped in {message: {toolCallList: [...]}}.\n // Code tools also wrap their outbound calls in the same envelope.\n const tc = body?.message?.toolCallList?.[0] ??\n body?.toolCallList?.[0] ??\n body?.message?.toolCalls?.[0];\n return {\n toolCallId: tc?.id ?? \"mock-tool-call-id\",\n args: (tc?.function?.arguments as ToolCallArgs) ?? {},\n };\n}\n\nfunction envelopeResponse(toolCallId: string, result: unknown): Response {\n // Always stringify — the calling code tools do JSON.parse on result.\n const body = {\n results: [{ toolCallId, result: JSON.stringify(result) }],\n };\n return Response.json(body);\n}\n\n// ─── Endpoint handlers ────────────────────────────────────────────────\n\nfunction handleAuthenticate(args: ToolCallArgs) {\n const last4 = String(args.last_four ?? \"\");\n if (last4 in ERROR_LAST_FOUR) {\n return { error_type: ERROR_LAST_FOUR[last4], authenticated: false };\n }\n const persona = PERSONAS[last4] ?? PERSONAS[\"1111\"]!;\n // Allow caller to override name (otherwise persona name wins). Keeps the\n // assistant's confirmation-back-to-caller honest.\n const fullName = args.first_name && args.last_name\n ? `${args.first_name} ${args.last_name}`\n : persona.full_name;\n return {\n authenticated: true,\n needs_preferred_language_set: false,\n mvp_plus: persona.mvp_plus,\n multi_account: persona.multi_account,\n has_afterpay_debts: persona.has_afterpay_debts,\n post_mini_miranda_first_message: persona.is_oooh\n ? \"Our office is closed right now — I can answer some questions but can't process payments. What can I help with?\"\n : \"Now that I've got you, how can I help today?\",\n user_info: {\n ...persona,\n full_name: fullName,\n ...calendarDates(),\n },\n };\n}\n\nfunction handleUpdateContact(args: ToolCallArgs) {\n const phone = String(args.phone_number ?? \"\");\n const email = String(args.email_address ?? \"\");\n if (!/^\\+\\d{10,15}$/.test(phone)) {\n return { error_type: \"INVALID_PHONE_FORMAT\", success: false };\n }\n if (!/^[^@\\s]+@[^@\\s]+\\.[^@\\s]+$/.test(email)) {\n return { error_type: \"INVALID_EMAIL_FORMAT\", success: false };\n }\n return { success: true };\n}\n\nfunction handlePlanOptions(args: ToolCallArgs) {\n const debt_uuid = String(args.debt_uuid ?? \"\");\n // Find the persona whose debts include this UUID\n for (const p of Object.values(PERSONAS)) {\n const debt = p.active_debts.find((d) => d.debt_uuid === debt_uuid);\n if (debt) {\n return {\n success: true,\n balance_cents: debt.balance_cents,\n constraints: debt.plan_options.constraints,\n recommended_plans: debt.plan_options.recommended_plans,\n current_date: isoDateOffset(0),\n };\n }\n }\n return {\n success: false,\n error_code: \"DEBT_NOT_FOUND\",\n error_message: `No mock debt with uuid ${debt_uuid}`,\n };\n}\n\nfunction handleCreatePayment(args: ToolCallArgs) {\n // Force-fail when amount = $99,999.99 — handy for testing the failure branch.\n if (args.amount === 9999999) {\n return {\n success: false,\n error_code: \"CARD_DECLINED\",\n error_message: \"The card was declined by the issuer (mock failure).\",\n };\n }\n return {\n success: true,\n transaction_uuid: `txn-${crypto.randomUUID()}`,\n user_info: {\n active_debts: [], // assume balance is now zero\n },\n };\n}\n\nfunction handleCreatePlan(args: ToolCallArgs) {\n if (args.installment_amount === 9999999) {\n return {\n success: false,\n error_code: \"CARD_DECLINED\",\n error_message: \"The card was declined by the issuer (mock failure).\",\n };\n }\n return {\n success: true,\n user_info: {\n active_debts: [],\n },\n };\n}\n\nfunction dynamicHandoff(target: string): Response {\n const uuid = ASSISTANT_UUIDS[target];\n if (!uuid) {\n console.log(`✗ dynamicHandoff: unknown target \"${target}\"`);\n return Response.json(\n { error: `unknown target ${target}` },\n { status: 400 },\n );\n }\n return Response.json({\n destination: { type: \"assistant\", assistantId: uuid },\n });\n}\n\n// ─── Main HTTP entrypoint ─────────────────────────────────────────────\n\nexport default async function (req: Request): Promise {\n const url = new URL(req.url);\n\n // GET / for quick health-check from a browser\n if (req.method === \"GET\" && url.pathname === \"/\") {\n return new Response(\"january-mock OK\", { status: 200 });\n }\n\n // ── Diagnostic: log structural fingerprint of incoming body ──────────\n // Read body as text first (cheap — no JSON parse overhead for huge payloads).\n const rawText = req.method === \"POST\" ? await req.text() : null;\n if (rawText !== null) {\n console.log(\n `📦 path=${url.pathname} bytes=${rawText.length} ua=${req.headers.get(\"user-agent\")} chat-id=${req.headers.get(\"x-chat-id\") ?? \"—\"}`,\n );\n if (rawText.length > 500_000) {\n // Payload is suspiciously large — log structural info without full parse\n const head = rawText.slice(0, 2000);\n console.log(`📦 head=${head}`);\n try {\n const partial = JSON.parse(rawText);\n const msg = partial?.message ?? partial;\n const keys = Object.keys(msg);\n console.log(`📦 keys=${keys.join(\",\")}`);\n console.log(\n `📦 artifact.messages.length=${msg?.artifact?.messages?.length ?? \"—\"}`,\n );\n console.log(\n `📦 toolCallList.length=${msg?.toolCallList?.length ?? \"—\"}`,\n );\n // Log byte-size of each top-level field to pinpoint the bloat\n for (const k of keys) {\n const fieldSize = JSON.stringify(msg[k])?.length ?? 0;\n if (fieldSize > 10_000) {\n console.log(`📦 field \"${k}\" = ${fieldSize} bytes`);\n }\n }\n } catch (e) {\n console.log(`📦 parse failed: ${e}`);\n }\n // Return a stub so the caller doesn't hang — we just need the logs\n return Response.json({\n results: [{\n toolCallId: \"diagnostic\",\n result: JSON.stringify({\n error_type: \"DIAGNOSTIC_MODE\",\n message: \"Payload too large — logged for analysis. Retry with smaller body.\",\n }),\n }],\n });\n }\n }\n\n // All Vapi-bound endpoints require the shared secret\n const secret = req.headers.get(\"X-Vapi-Secret\");\n if (secret !== EXPECTED_SECRET) {\n console.log(\n `✗ Unauthorized ${req.method} ${url.pathname} (got secret=${\n secret ? `\"${secret.slice(0, 8)}…\"` : \"null\"\n })`,\n );\n return Response.json({ error: \"unauthorized\" }, { status: 401 });\n }\n\n let body: any = null;\n try {\n body = rawText ? JSON.parse(rawText) : null;\n } catch {\n // tolerate empty bodies on dynamic-handoff endpoints\n }\n\n const { toolCallId, args } = extractToolCall(body);\n console.log(\n `→ ${req.method} ${url.pathname}${url.search} args=${JSON.stringify(args)}`,\n );\n\n switch (url.pathname) {\n case \"/api/vapi/tools/authenticate\":\n return envelopeResponse(toolCallId, handleAuthenticate(args));\n case \"/api/vapi/tools/update_contact_info\":\n return envelopeResponse(toolCallId, handleUpdateContact(args));\n case \"/api/vapi/tools/update_preferred_language\":\n return envelopeResponse(toolCallId, { success: true });\n case \"/api/vapi/tools/get_payment_plan_options\":\n return envelopeResponse(toolCallId, handlePlanOptions(args));\n case \"/api/vapi/tools/create_payment\":\n return envelopeResponse(toolCallId, handleCreatePayment(args));\n case \"/api/vapi/tools/create_payment_plan\":\n return envelopeResponse(toolCallId, handleCreatePlan(args));\n case \"/api/vapi/webhooks/end-of-call-report\":\n console.log(\"end-of-call-report received (mock — no-op)\");\n return Response.json({ ok: true });\n case \"/twilio/pause-call-recording\":\n console.log(\n `→ pause-call-recording, flow=${\n url.searchParams.get(\"flow\") ?? \"payment\"\n } → card-collection`,\n );\n return dynamicHandoff(\"card-collection\");\n case \"/twilio/resume-call-recording\": {\n const target = url.searchParams.get(\"target\") ?? \"payment-confirmation\";\n console.log(`→ resume-call-recording, target=${target}`);\n return dynamicHandoff(target);\n }\n case \"/twilio/transfer-to-studio\":\n console.log(\n `→ transfer-to-studio summary=${JSON.stringify(args.summary ?? \"\")}`,\n );\n // Function tool — return envelope w/ success marker. The assistant\n // hangs up (or messages) based on its own prompt logic.\n return envelopeResponse(toolCallId, {\n success: true,\n message: \"Transferred to studio (mock).\",\n });\n default:\n console.log(`✗ Unknown path: ${url.pathname}`);\n return Response.json({ error: \"not found\" }, { status: 404 });\n }\n}","// january-mock.ts — paste into a val.town HTTP val.\n//\n// Required val.town env vars:\n// VAPI_SECRET = vapi-mock-secret-adham-dev\n//\n// This mock impersonates january.com's tool server + Twilio Studio dynamic-handoff\n// endpoints for the cloned squad in the dev/staging org january-sims-adham-debug.\n//\n// Persona selection is keyed on `last_four` arg to /authenticate:\n// 1111 → happy path: single account, otp_enabled, saved card\n// 2222 → multi-account borrower (two debts)\n// 3333 → OOOH (office closed)\n// 4444 → no saved card (forces Card Collection)\n// 5555 → mvp_plus (skips mini-miranda)\n// 0001 → error: SSN_MISMATCH_PHONE_MATCH\n// 0002 → error: RATE_LIMIT_EXCEEDED\n// 0003 → error: NO_MATCH_FOUND\n// anything else → falls back to 1111\n//\n// Code tools (get_payment_plan_options / create_payment / create_payment_plan)\n// wrap their own request in a Vapi tool-call envelope and expect a Vapi\n// tool-call envelope back. Function tools (authenticate / update_*) get the\n// Vapi tool-call envelope as the inbound request. Either way the mock\n// always responds with `{ results: [{ toolCallId, result: }] }`.\n\nconst EXPECTED_SECRET = Deno.env.get(\"VAPI_SECRET\") ??\n \"vapi-mock-secret-adham-dev\";\n\n// Dev org assistant UUIDs — from .vapi-state.january-sims-adham-debug.json\n// Update these if the dev org is re-pushed and new UUIDs are minted.\nconst ASSISTANT_UUIDS: Record = {\n \"account-selection\": \"b8237c8d-c006-484a-9a47-2e5729019944\",\n \"authentication-assistant\": \"d4b62158-9861-400b-a544-f66dad3ca9fd\",\n \"card-collection\": \"6dc4ec22-0de0-4158-a92f-0332284b6e83\",\n \"contact-verification-assistant\": \"83244ea1-7a77-4a71-bdb8-a766ac45b518\",\n \"faq-assistant\": \"03c5025a-58a2-46b5-bc56-df1a395d3130\",\n \"payment-confirmation\": \"ae1ecb24-4995-46ae-9972-5cb100931d51\",\n \"payment-discussion\": \"d11ef60c-cfea-47bf-9e8b-634d90693819\",\n \"payment-plan-confirmation\": \"04bd5c9e-bf1c-40d6-bb40-44d76f105cc9\",\n \"payment-plan-discussion\": \"eb651823-2ab5-4b01-9137-bf27dedf4d65\",\n};\n\n// ─── Personas ────────────────────────────────────────────────────────\n\ntype Persona = {\n borrower_uuid: string;\n full_name: string;\n phone_number: string;\n email_address: string;\n email_tts: string;\n caller_phone_match: boolean;\n auth_pin: string;\n otp_enabled: boolean;\n payment_plans_enabled: boolean;\n mvp_plus: boolean;\n multi_account: boolean;\n is_oooh: boolean;\n has_afterpay_debts: boolean;\n saved_card_uuid: string | null;\n saved_card_last_four: string | null;\n active_debts: Debt[];\n};\n\ntype Debt = {\n debt_uuid: string;\n balance_cents: number;\n creditor_name: string;\n plan_options: {\n constraints: { min_installment_amount: number; max_payback_months: number };\n recommended_plans: Array<{\n cadence: string;\n installment_amount_cents: number;\n total_payments: number;\n final_installment_amount_cents: number;\n }>;\n };\n};\n\nconst standardDebt = (\n uuid: string,\n creditor: string,\n balance: number,\n): Debt => ({\n debt_uuid: uuid,\n balance_cents: balance,\n creditor_name: creditor,\n plan_options: {\n constraints: { min_installment_amount: 2500, max_payback_months: 12 },\n recommended_plans: [\n {\n cadence: \"monthly\",\n installment_amount_cents: Math.ceil(balance / 12 / 100) * 100,\n total_payments: 12,\n final_installment_amount_cents: balance -\n Math.ceil(balance / 12 / 100) * 100 * 11,\n },\n {\n cadence: \"every-two-weeks\",\n installment_amount_cents: Math.ceil(balance / 24 / 100) * 100,\n total_payments: 24,\n final_installment_amount_cents: balance -\n Math.ceil(balance / 24 / 100) * 100 * 23,\n },\n ],\n },\n});\n\nconst PERSONAS: Record = {\n \"1111\": {\n borrower_uuid: \"borrower-1111\",\n full_name: \"Sarah Johnson\",\n phone_number: \"+12065551111\",\n email_address: \"sarah.johnson@example.com\",\n email_tts: \"sarah dot johnson at example dot com\",\n caller_phone_match: true,\n auth_pin: \"1234\",\n otp_enabled: true,\n payment_plans_enabled: true,\n mvp_plus: true,\n multi_account: false,\n is_oooh: false,\n has_afterpay_debts: false,\n saved_card_uuid: \"saved-card-1111\",\n saved_card_last_four: \"4242\",\n active_debts: [standardDebt(\"debt-1111-a\", \"Acme Lending\", 46350)],\n },\n \"2222\": {\n borrower_uuid: \"borrower-2222\",\n full_name: \"Marcus Chen\",\n phone_number: \"+12065552222\",\n email_address: \"marcus@example.com\",\n email_tts: \"marcus at example dot com\",\n caller_phone_match: true,\n auth_pin: \"2222\",\n otp_enabled: true,\n payment_plans_enabled: true,\n mvp_plus: true,\n multi_account: true,\n is_oooh: false,\n has_afterpay_debts: false,\n saved_card_uuid: \"saved-card-2222\",\n saved_card_last_four: \"1881\",\n active_debts: [\n standardDebt(\"debt-2222-a\", \"Acme Lending\", 32100),\n standardDebt(\"debt-2222-b\", \"BlueRiver Credit\", 89500),\n ],\n },\n \"3333\": {\n borrower_uuid: \"borrower-3333\",\n full_name: \"Dana Williams\",\n phone_number: \"+12065553333\",\n email_address: \"dana@example.com\",\n email_tts: \"dana at example dot com\",\n caller_phone_match: true,\n auth_pin: \"3333\",\n otp_enabled: false,\n payment_plans_enabled: false,\n mvp_plus: true,\n multi_account: false,\n is_oooh: true,\n has_afterpay_debts: false,\n saved_card_uuid: null,\n saved_card_last_four: null,\n active_debts: [standardDebt(\"debt-3333-a\", \"Acme Lending\", 12000)],\n },\n \"4444\": {\n borrower_uuid: \"borrower-4444\",\n full_name: \"Priya Patel\",\n phone_number: \"+12065554444\",\n email_address: \"priya@example.com\",\n email_tts: \"priya at example dot com\",\n caller_phone_match: true,\n auth_pin: \"4444\",\n otp_enabled: true,\n payment_plans_enabled: true,\n mvp_plus: true,\n multi_account: false,\n is_oooh: false,\n has_afterpay_debts: false,\n saved_card_uuid: null,\n saved_card_last_four: null,\n active_debts: [standardDebt(\"debt-4444-a\", \"Acme Lending\", 21750)],\n },\n \"5555\": {\n borrower_uuid: \"borrower-5555\",\n full_name: \"Alex Rivera\",\n phone_number: \"+12065555555\",\n email_address: \"alex@example.com\",\n email_tts: \"alex at example dot com\",\n caller_phone_match: true,\n auth_pin: \"5555\",\n otp_enabled: true,\n payment_plans_enabled: true,\n mvp_plus: true,\n multi_account: false,\n is_oooh: false,\n has_afterpay_debts: false,\n saved_card_uuid: \"saved-card-5555\",\n saved_card_last_four: \"9090\",\n active_debts: [standardDebt(\"debt-5555-a\", \"Acme Lending\", 58000)],\n },\n};\n\nconst ERROR_LAST_FOUR: Record = {\n \"0001\": \"SSN_MISMATCH_PHONE_MATCH\",\n \"0002\": \"RATE_LIMIT_EXCEEDED\",\n \"0003\": \"NO_MATCH_FOUND\",\n \"0004\": \"DOB_MISMATCH_PHONE_MATCH\",\n \"0005\": \"FIRST_NAME_MISMATCH\",\n \"0006\": \"NAME_MISMATCH\",\n \"0007\": \"MULTIPLE_MATCHES\",\n \"0008\": \"DOB_SSN_EXCLUDED_ACCOUNT\",\n};\n\n// ─── Calendar helpers ─────────────────────────────────────────────────\n\nfunction isoDateOffset(days: number): string {\n const d = new Date();\n d.setUTCDate(d.getUTCDate() + days);\n return d.toISOString().slice(0, 10);\n}\n\nfunction nextWeekday(dow: number): string {\n // dow: 0=Sun … 6=Sat\n const now = new Date();\n const today = now.getUTCDay();\n const delta = ((dow - today + 7) % 7) || 7;\n return isoDateOffset(delta);\n}\n\nfunction calendarDates() {\n return {\n current_date: isoDateOffset(0),\n tomorrow: isoDateOffset(1),\n next_monday: nextWeekday(1),\n next_tuesday: nextWeekday(2),\n next_wednesday: nextWeekday(3),\n next_thursday: nextWeekday(4),\n next_friday: nextWeekday(5),\n next_saturday: nextWeekday(6),\n next_sunday: nextWeekday(0),\n };\n}\n\n// ─── Vapi envelope helpers ────────────────────────────────────────────\n\ntype ToolCallArgs = Record;\n\nfunction extractToolCall(\n body: any,\n): { toolCallId: string; args: ToolCallArgs } {\n // Vapi sends function-tool calls wrapped in {message: {toolCallList: [...]}}.\n // Code tools also wrap their outbound calls in the same envelope.\n const tc = body?.message?.toolCallList?.[0] ??\n body?.toolCallList?.[0] ??\n body?.message?.toolCalls?.[0];\n return {\n toolCallId: tc?.id ?? \"mock-tool-call-id\",\n args: (tc?.function?.arguments as ToolCallArgs) ?? {},\n };\n}\n\nfunction envelopeResponse(toolCallId: string, result: unknown): Response {\n // Always stringify — the calling code tools do JSON.parse on result.\n const body = {\n results: [{ toolCallId, result: JSON.stringify(result) }],\n };\n return Response.json(body);\n}\n\n// ─── Endpoint handlers ────────────────────────────────────────────────\n\nfunction handleAuthenticate(args: ToolCallArgs) {\n const last4 = String(args.last_four ?? \"\");\n if (last4 in ERROR_LAST_FOUR) {\n return { error_type: ERROR_LAST_FOUR[last4], authenticated: false };\n }\n const persona = PERSONAS[last4] ?? PERSONAS[\"1111\"]!;\n // Allow caller to override name (otherwise persona name wins). Keeps the\n // assistant's confirmation-back-to-caller honest.\n const fullName = args.first_name && args.last_name\n ? `${args.first_name} ${args.last_name}`\n : persona.full_name;\n return {\n authenticated: true,\n needs_preferred_language_set: false,\n mvp_plus: persona.mvp_plus,\n multi_account: persona.multi_account,\n has_afterpay_debts: persona.has_afterpay_debts,\n post_mini_miranda_first_message: persona.is_oooh\n ? \"Our office is closed right now — I can answer some questions but can't process payments. What can I help with?\"\n : \"Now that I've got you, how can I help today?\",\n user_info: {\n ...persona,\n full_name: fullName,\n ...calendarDates(),\n },\n };\n}\n\nfunction handleUpdateContact(args: ToolCallArgs) {\n const phone = String(args.phone_number ?? \"\");\n const email = String(args.email_address ?? \"\");\n if (!/^\\+\\d{10,15}$/.test(phone)) {\n return { error_type: \"INVALID_PHONE_FORMAT\", success: false };\n }\n if (!/^[^@\\s]+@[^@\\s]+\\.[^@\\s]+$/.test(email)) {\n return { error_type: \"INVALID_EMAIL_FORMAT\", success: false };\n }\n return { success: true };\n}\n\nfunction handlePlanOptions(args: ToolCallArgs) {\n const debt_uuid = String(args.debt_uuid ?? \"\");\n // Find the persona whose debts include this UUID\n for (const p of Object.values(PERSONAS)) {\n const debt = p.active_debts.find((d) => d.debt_uuid === debt_uuid);\n if (debt) {\n return {\n success: true,\n balance_cents: debt.balance_cents,\n constraints: debt.plan_options.constraints,\n recommended_plans: debt.plan_options.recommended_plans,\n current_date: isoDateOffset(0),\n };\n }\n }\n return {\n success: false,\n error_code: \"DEBT_NOT_FOUND\",\n error_message: `No mock debt with uuid ${debt_uuid}`,\n };\n}\n\nfunction handleCreatePayment(args: ToolCallArgs) {\n // Force-fail when amount = $99,999.99 — handy for testing the failure branch.\n if (args.amount === 9999999) {\n return {\n success: false,\n error_code: \"CARD_DECLINED\",\n error_message: \"The card was declined by the issuer (mock failure).\",\n };\n }\n return {\n success: true,\n transaction_uuid: `txn-${crypto.randomUUID()}`,\n user_info: {\n active_debts: [], // assume balance is now zero\n },\n };\n}\n\nfunction handleCreatePlan(args: ToolCallArgs) {\n if (args.installment_amount === 9999999) {\n return {\n success: false,\n error_code: \"CARD_DECLINED\",\n error_message: \"The card was declined by the issuer (mock failure).\",\n };\n }\n return {\n success: true,\n user_info: {\n active_debts: [],\n },\n };\n}\n\nfunction dynamicHandoff(target: string): Response {\n const uuid = ASSISTANT_UUIDS[target];\n if (!uuid) {\n console.log(`✗ dynamicHandoff: unknown target \"${target}\"`);\n return Response.json(\n { error: `unknown target ${target}` },\n { status: 400 },\n );\n }\n return Response.json({\n destination: { type: \"assistant\", assistantId: uuid },\n });\n}\n\n// ─── Main HTTP entrypoint ─────────────────────────────────────────────\n\nexport default async function (req: Request): Promise {\n const url = new URL(req.url);\n\n // GET / for quick health-check from a browser\n if (req.method === \"GET\" && url.pathname === \"/\") {\n return new Response(\"january-mock OK\", { status: 200 });\n }\n\n // All Vapi-bound endpoints require the shared secret\n const secret = req.headers.get(\"X-Vapi-Secret\");\n if (secret !== EXPECTED_SECRET) {\n console.log(\n `✗ Unauthorized ${req.method} ${url.pathname} (got secret=${\n secret ? `\"${secret.slice(0, 8)}…\"` : \"null\"\n })`,\n );\n return Response.json({ error: \"unauthorized\" }, { status: 401 });\n }\n\n let body: any = null;\n try {\n body = req.method === \"POST\" ? await req.json() : null;\n } catch {\n // tolerate empty bodies on dynamic-handoff endpoints\n }\n\n const { toolCallId, args } = extractToolCall(body);\n console.log(\n `→ ${req.method} ${url.pathname}${url.search} args=${JSON.stringify(args)}`,\n );\n\n switch (url.pathname) {\n case \"/api/vapi/tools/authenticate\":\n return envelopeResponse(toolCallId, handleAuthenticate(args));\n case \"/api/vapi/tools/update_contact_info\":\n return envelopeResponse(toolCallId, handleUpdateContact(args));\n case \"/api/vapi/tools/update_preferred_language\":\n return envelopeResponse(toolCallId, { success: true });\n case \"/api/vapi/tools/get_payment_plan_options\":\n return envelopeResponse(toolCallId, handlePlanOptions(args));\n case \"/api/vapi/tools/create_payment\":\n return envelopeResponse(toolCallId, handleCreatePayment(args));\n case \"/api/vapi/tools/create_payment_plan\":\n return envelopeResponse(toolCallId, handleCreatePlan(args));\n case \"/api/vapi/webhooks/end-of-call-report\":\n console.log(\"end-of-call-report received (mock — no-op)\");\n return Response.json({ ok: true });\n case \"/twilio/pause-call-recording\":\n console.log(\n `→ pause-call-recording, flow=${\n url.searchParams.get(\"flow\") ?? \"payment\"\n } → card-collection`,\n );\n return dynamicHandoff(\"card-collection\");\n case \"/twilio/resume-call-recording\": {\n const target = url.searchParams.get(\"target\") ?? \"payment-confirmation\";\n console.log(`→ resume-call-recording, target=${target}`);\n return dynamicHandoff(target);\n }\n case \"/twilio/transfer-to-studio\":\n console.log(\n `→ transfer-to-studio summary=${JSON.stringify(args.summary ?? \"\")}`,\n );\n // Function tool — return envelope w/ success marker. 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Diff · v6