Car Loan Calculator

Estimate monthly payment, total interest, and an amortization snapshot.

\n APR-based amortization\n Sales tax + fees\n Trade‑in + payoff\n Extra monthly payments\n

\n\n

Loan parameters

\n All amounts in USD\n

\n Vehicle price\n

Purchase price before tax/fees.

\n\n

\n Down payment\n

Cash down (not including trade equity).

\n\n

\n Trade‑in value\n

Value credited toward the deal.

\n\n

\n Trade‑in payoff (if any)\n

Remaining loan balance on trade‑in.

\n\n

\n Sales tax rate\n

Applied to taxable amount (price − trade value).

\n\n

\n Fees (doc, title, etc.)\n

Add-ons financed into the loan.

\n\n

\n APR\n

Annual percentage rate.

\n\n

\n Term\n

\n mo\n \n

Typical auto loan terms.

\n\n

\n Extra monthly payment\n

Applied to principal each month.

\n\n

\n First payment date\n

📅

Optional. Used for schedule labels.

\n\n

\n \n \n

Tip: Use extra payments to see payoff acceleration.

\n\n

Results

\n Loan: —\n

Estimated monthly payment

—

Includes principal + interest

Total interest

—

Over the payoff period

Total of payments

—

Principal + interest (excl. down)

Payoff time

—

With extra payments

\n\n

\n Principal\n Interest\n

\n\n

Amortization (first 24 payments)

\n —\n

\n \n \n \n \n \n \n \n \n \n \n \n \n

Payment	Date	Payment	Interest	Principal	Balance

\n\n \n

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