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Nothing is sent to the server.\n\nimport { withDefaults } from \"./schema.js\";\n\nconst KEY = \"househunt:inputs:v1\";\n\nexport function loadInputs() {\n try {\n const raw = localStorage.getItem(KEY);\n if (!raw) return null;\n const parsed = JSON.parse(raw);\n return parsed && typeof parsed === \"object\" ? withDefaults(parsed) : null;\n } catch {\n return null;\n }\n}\n\nexport function saveInputs(inputs) {\n try {\n localStorage.setItem(KEY, JSON.stringify(inputs));\n } catch {\n // Private browsing or a full quota — the session still works, it just\n // won't survive a reload.\n }\n}\n\nexport function clearInputs() {\n try {\n localStorage.removeItem(KEY);\n } catch {\n // nothing to do\n }\n}\n",[],[158,210],"423ddd8c-e3c0-4a28-9c01-02b4678d6815","setup.jsx","ec1b1a86-9ce0-11f1-8d4a-1607ee4eb77e",7,["D",1787262527259],"/** @jsxImportSource https://esm.sh/react@18.2.0 */\nimport React, { useState } from \"https://esm.sh/react@18.2.0\";\nimport {\n BLANK,\n PERSONAL_FIELDS,\n PERSONAL_KEYS,\n withDefaults,\n} from \"./schema.js\";\n\nconst GROUPS = [\"House\", \"Liquidity\", \"Income\"];\n\nfunction Field({ field, value, onChange }) {\n return (\n \n {field.label}\n \n \n onChange(e.target.value === \"\" ? 0 : Number(e.target.value))}\n className=\"w-32 rounded border border-slate-300 px-2 py-1 text-right text-xs font-mono tabular-nums focus:border-slate-900 focus:outline-none\"\n />\n {field.suffix ?? \"\"}\n \n \n );\n}\n\nexport default function Setup({ onDone }) {\n const [values, setValues] = useState(BLANK);\n const [paste, setPaste] = useState(\"\");\n const [pasteError, setPasteError] = useState(\"\");\n\n const set = (key) => (v) => setValues((p) => ({ ...p, [key]: v }));\n\n const importJson = () => {\n try {\n const parsed = JSON.parse(paste);\n if (!parsed || typeof parsed !== \"object\") {\n throw new Error(\"not an object\");\n }\n setValues(withDefaults(parsed));\n setPaste(\"\");\n setPasteError(\"\");\n } catch {\n setPasteError(\"That isn't valid JSON.\");\n }\n };\n\n const ready = PERSONAL_KEYS.some((k) => Number(values[k]) > 0);\n\n return (\n

Set up your numbers

\n These stay in this browser's local storage — they are not in the\n source and never reach the server. Everything is editable later;\n rates, fees, and county assumptions already have defaults.\n

\n\n

\n {GROUPS.map((group) => (\n \n

\n {group}\n

\n {PERSONAL_FIELDS.filter((f) => f.group === group).map((f) => (\n \n ))}\n

\n ))}\n\n

\n Paste saved values\n

\n JSON exported from another browser, or from your own notes.\n

\n setPaste(e.target.value)}\n rows={5}\n placeholder='{\"price\": 1100000, \"cashNow\": 300000, ...}'\n className=\"mt-1 w-full rounded border border-slate-300 px-2 py-1 font-mono text-xs focus:border-slate-900 focus:outline-none\"\n />\n {pasteError &&

{pasteError}

}\n \n Load into the form\n \n

\n\n onDone(values)}\n disabled={!ready}\n className=\"w-full rounded bg-slate-900 px-3 py-2 text-sm text-white hover:bg-slate-700 disabled:opacity-40\"\n >\n Save and open the model\n \n

\n \n );\n}\n",[],[158,218],"f746ad57-3d35-4e6c-953c-c138b456c446","schema.js","ec0fae62-9ce0-11f1-b401-1607ee4eb77e",6,["D",1787262527211],"// Two kinds of input. Model parameters are market/county assumptions and stay\n// in source. Personal fields are your money — they live only in this browser's\n// localStorage, entered on first visit.\n\nexport const MODEL_PARAMS = {\n // House\n downPct: 20,\n mortgageRate: 6.5,\n termYears: 30,\n propTaxRate: 1.65,\n itoc: 692,\n insuranceAnnual: 2400,\n buyerSharePct: 50,\n titlePct: 0.55,\n fixedFees: 5500,\n escrowMonths: 3,\n firstTime: true,\n ownerOccupied: true,\n\n // Renovation\n renoMonths: 6,\n renoStart: 0,\n movingCost: 5000,\n renoValueAdd: 70,\n appreciation: 3.0,\n\n // Reassessment\n modelReassessment: true,\n reassessLagMonths: 6,\n homesteadCapPct: 10,\n\n // Policy\n priority: \"reno,sbloc\",\n sweepMonthly: true,\n};\n\nexport const PERSONAL_FIELDS = [\n { key: \"price\", group: \"House\", label: \"Purchase price\", step: 10000 },\n { key: \"renoCost\", group: \"House\", label: \"Renovation budget\", step: 5000 },\n\n { key: \"cashNow\", group: \"Liquidity\", label: \"Cash today\" },\n { key: \"gift1\", group: \"Liquidity\", label: \"Gift 1\" },\n {\n key: \"gift1Month\",\n group: \"Liquidity\",\n label: \"Gift 1 arrives\",\n suffix: \"mo\",\n },\n { key: \"gift2\", group: \"Liquidity\", label: \"Gift 2\" },\n {\n key: \"gift2Month\",\n group: \"Liquidity\",\n label: \"Gift 2 arrives\",\n suffix: \"mo\",\n },\n { key: \"sblocLimit\", group: \"Liquidity\", label: \"SBLOC limit\" },\n {\n key: \"sblocRate\",\n group: \"Liquidity\",\n label: \"SBLOC rate\",\n step: 0.25,\n suffix: \"%\",\n },\n { key: \"cashFloor\", group: \"Liquidity\", label: \"Cash floor\" },\n\n { key: \"takeHome\", group: \"Income\", label: \"Take-home / month\" },\n { key: \"grossMonthly\", group: \"Income\", label: \"Gross / month\" },\n { key: \"rent\", group: \"Income\", label: \"Current rent\" },\n];\n\nexport const PERSONAL_KEYS = PERSONAL_FIELDS.map((f) => f.key);\n\nexport const BLANK = {\n ...MODEL_PARAMS,\n ...Object.fromEntries(PERSONAL_KEYS.map((k) => [k, 0])),\n};\n\n// Fill in anything a saved set is missing, so adding a parameter later doesn't\n// strand people on stale storage.\nexport function withDefaults(saved) {\n return { ...BLANK, ...saved };\n}\n",[],[158,226],"97e4308f-12a8-41e5-8c80-9930d6a2147a","index.jsx","ec22baac-9ce0-11f1-b72c-1607ee4eb77e",8,["D",1787262527232],"/** @jsxImportSource https://esm.sh/react@18.2.0 */\nimport React, { useState } from \"https://esm.sh/react@18.2.0\";\nimport { createRoot } from \"https://esm.sh/react-dom@18.2.0/client\";\nimport HouseModel from \"./model.jsx\";\nimport Setup from \"./setup.jsx\";\nimport { clearInputs, loadInputs, saveInputs } from \"./storage.js\";\n\nfunction App() {\n const [inputs, setInputs] = useState(loadInputs);\n\n if (!inputs) {\n return (\n {\n saveInputs(values);\n setInputs(values);\n }}\n />\n );\n }\n\n return (\n {\n clearInputs();\n setInputs(null);\n }}\n />\n );\n}\n\nconst root = document.getElementById(\"root\");\nif (!root) throw new Error(\"#root element missing\");\n\ncreateRoot(root).render(\n \n \n ,\n);\n",[],[158,234],["D",1787262526308],[188,189,190,191],[158],["D",1787262527027],[],[164],["D",1787262526487],[],[170],["D",1787262525473],{"_94":93,"_101":97},{"_94":93,"_95":-5,"_96":97,"_18":52,"_98":99,"_100":24},{"_13":83,"_31":84,"_40":39,"_85":41,"_86":-5,"_87":-5,"_88":-5,"_89":-5,"_90":-5,"_91":42,"_92":93},"ctx",{"_76":-5,"_120":287,"_288":289,"_290":291,"_292":24,"_293":24,"_294":24,"_295":56,"_296":-5,"_297":-7,"_298":-7,"_299":60,"_300":24,"_301":24,"_302":-5,"_303":24,"_304":24,"_305":24,"_306":-5},"ENV",{"_258":259,"_260":261,"_262":84,"_263":264,"_265":266,"_267":268,"_269":270,"_271":272,"_273":274,"_275":276,"_277":278,"_279":280,"_281":282,"_283":284,"_285":286},"REACT_APP_SENTRY_DSN","https://586020d86f05489db63a554690acf1e9@o1398359.ingest.sentry.io/6724499","RENDER_GIT_COMMIT","e87eb04e707cf64e7e532c8e8ec395f209e17f15","RENDER_GIT_BRANCH","POSTHOG_API_TOKEN","phc_nmoyuAkStEZuUp69rYlg1DZgrIt19Gx0Y4Hwf8tGgJP","POSTHOG_API_HOST","https://wart.val.town","WEB_API_TEMPLATE","https://{val}.web.val.run","APP_URL","https://www.val.town","MODULE_URL","https://esm.town","VANITY_WEB_API_TEMPLATE","https://{label}.val.run/","DENOLS_URL","https://lsp.val.town","NODE_ENV","production","CLOUDFLARE_TURNSTILE_SITE_KEY","0x4AAAAAACtaIZJH7s9rBMZ6","GOOGLE_CLIENT_ID","875989696899-jtsqkhlbdv5jrlsk8631p7ipjg3c6o62.apps.googleusercontent.com","STRIPE_PUBLISHABLE_KEY","pk_live_51N2zvWEpZTTLipIkVEwXrUG9AT0yeOOEYxszarZT1jpsZV58Ly6wlg3SltZpHN26CUalOBmUSY7adQRQiSkCZz2500qSXNkf8Y","API_URL","https://api.val.town",[],"preferencesKeybindings","default","preferencesTheme","light","preferencesFixers","preferencesCopilot","preferencesSelectionAi","preferencesCloseBrackets","preferencesChatPanelState","preferencesDprint","preferencesDenofmt","notificationCount","flagDenols","isBusinessOrgMember","businessOrgHandle","isBusinessOrgAdmin","isHigherTownieTier","navCollapsed","currentOrgId"]

Purchase model

Set up your numbers

Diff · v11