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🏠 Loan Calculator

\n Loan Amount ($): \n setPrincipal(Number(e.target.value))}\n />\n

\n Annual Interest Rate (%): \n setRate(Number(e.target.value))}\n />\n

\n Loan Term (Years): \n setYears(Number(e.target.value))}\n />\n

\n \n

\n\n {result && (\n

Loan Summary

Monthly Payment: ${result.monthlyPayment.toFixed(2)}

Total Payment: ${result.totalPayment.toFixed(2)}

Total Interest: ${result.totalInterest.toFixed(2)}

\n\n

Amortization Schedule

\n \n \n \n \n \n \n \n \n \n \n \n {result.amortizationSchedule.filter((_, i) => \n [0, 11, 59, result.amortizationSchedule.length - 1].includes(i)\n ).map(row => (\n \n \n \n \n \n \n \n ))}\n \n

Month	Payment	Principal	Interest	Remaining Balance
{row.month}	${row.payment.toFixed(2)}	${row.principalPayment.toFixed(2)}	${row.interestPayment.toFixed(2)}	${row.remainingBalance.toFixed(2)}

\n \n View Source\n \n

\n )}\n

\n );\n}\n\nfunction client() {\n createRoot(document.getElementById(\"root\")).render();\n}\nif (typeof document !== \"undefined\") { client(); }\n\nexport default async function server(request: Request): Promise {\n return new Response(`\n \n \n Loan Calculator\n \n \n \n

\n \n \n \n \n `, {\n headers: { \"content-type\": \"text/html\" }\n });\n}","/** @jsxImportSource https://esm.sh/react@18.2.0 */\nimport React, { useState, useMemo } from \"https://esm.sh/react@18.2.0\";\nimport { createRoot } from \"https://esm.sh/react-dom@18.2.0/client\";\nimport { Chart } from \"https://esm.sh/react-chartjs-2@5.2.0\";\nimport { \n Chart as ChartJS, \n CategoryScale, \n LinearScale, \n BarElement, \n Title, \n Tooltip, \n Legend \n} from \"https://esm.sh/chart.js@4.4.0\";\n\nChartJS.register(\n CategoryScale,\n LinearScale,\n BarElement,\n Title,\n Tooltip,\n Legend\n);\n\nfunction calculateLoanDetails(principal: number, annualRate: number, years: number) {\n const monthlyRate = annualRate / 100 / 12;\n const months = years * 12;\n \n const monthlyPayment = principal * \n (monthlyRate * Math.pow(1 + monthlyRate, months)) / \n (Math.pow(1 + monthlyRate, months) - 1);\n \n const totalPayment = monthlyPayment * months;\n const totalInterest = totalPayment - principal;\n\n const amortizationSchedule = Array.from({ length: months }, (_, index) => {\n const balance = principal * Math.pow(1 + monthlyRate, index + 1) - \n (monthlyPayment * (Math.pow(1 + monthlyRate, index + 1) - 1) / monthlyRate);\n const interestPayment = principal * monthlyRate * Math.pow(1 + monthlyRate, index) - \n (monthlyPayment * (Math.pow(1 + monthlyRate, index) - 1) / monthlyRate);\n const principalPayment = monthlyPayment - interestPayment;\n\n return {\n month: index + 1,\n payment: monthlyPayment,\n principalPayment,\n interestPayment,\n remainingBalance: Math.max(balance, 0)\n };\n });\n\n return {\n monthlyPayment,\n totalPayment,\n totalInterest,\n amortizationSchedule\n };\n}\n\nfunction App() {\n const [principal, setPrincipal] = useState(200000);\n const [rate, setRate] = useState(6.5);\n const [years, setYears] = useState(30);\n\n const loanDetails = useMemo(() => \n calculateLoanDetails(principal, rate, years), \n [principal, rate, years]\n );\n\n const chartData = {\n labels: ['Monthly Payment', 'Total Interest', 'Total Payment'],\n datasets: [{\n label: 'Loan Breakdown',\n data: [\n loanDetails.monthlyPayment, \n loanDetails.totalInterest, \n loanDetails.totalPayment\n ],\n backgroundColor: ['#36A2EB', '#FF6384', '#4BC0C0']\n }]\n };\n\n const amortizationChartData = {\n labels: loanDetails.amortizationSchedule\n .filter((_, i) => i % Math.floor(loanDetails.amortizationSchedule.length / 10) === 0)\n .map(entry => `Month ${entry.month}`),\n datasets: [\n {\n label: 'Principal Payment',\n data: loanDetails.amortizationSchedule\n .filter((_, i) => i % Math.floor(loanDetails.amortizationSchedule.length / 10) === 0)\n .map(entry => entry.principalPayment),\n backgroundColor: '#36A2EB'\n },\n {\n label: 'Interest Payment',\n data: loanDetails.amortizationSchedule\n .filter((_, i) => i % Math.floor(loanDetails.amortizationSchedule.length / 10) === 0)\n .map(entry => entry.interestPayment),\n backgroundColor: '#FF6384'\n }\n ]\n };\n\n return (\n

🏠 Advanced Loan Calculator

\n \n

\n Loan Amount ($): \n setPrincipal(Number(e.target.value))}\n style={{ width: '100%' }}\n />\n

\n Annual Interest Rate (%): \n setRate(Number(e.target.value))}\n style={{ width: '100%' }}\n />\n

\n Loan Term (Years): \n setYears(Number(e.target.value))}\n style={{ width: '100%' }}\n />\n

\n\n

Loan Summary

Monthly Payment: ${loanDetails.monthlyPayment.toFixed(2)}

Total Payment: ${loanDetails.totalPayment.toFixed(2)}

Total Interest: ${loanDetails.totalInterest.toFixed(2)}

\n \n

Loan Breakdown

\n \n

\n\n

Amortization Progression

\n \n

\n\n \n View Source\n \n

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Diff · v2