Car Loan Calculator

Estimate monthly payment, total interest, and an amortization snapshot.

\n APR-based amortization\n Sales tax + fees\n Trade‑in + payoff\n Extra monthly payments\n

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Loan parameters

\n All amounts in USD\n

\n Vehicle price\n

Purchase price before tax/fees.

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\n Down payment\n

Cash down (not including trade equity).

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\n Trade‑in value\n

Value credited toward the deal.

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\n Trade‑in payoff (if any)\n

Remaining loan balance on trade‑in.

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\n Sales tax rate\n

Applied to taxable amount (price − trade value).

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\n Fees (doc, title, etc.)\n

Add-ons financed into the loan.

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\n APR\n

Annual percentage rate.

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\n Term\n

\n mo\n \n

Typical auto loan terms.

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\n Extra monthly payment\n

Applied to principal each month.

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\n First payment date\n

📅

Optional. Used for schedule labels.

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Tip: Use extra payments to see payoff acceleration.

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Results

\n Loan: —\n

Estimated monthly payment

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Includes principal + interest

Total interest

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Over the payoff period

Total of payments

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Principal + interest (excl. down)

Payoff time

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With extra payments

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\n Principal\n Interest\n

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Amortization (first 24 payments)

\n —\n

\n \n \n \n \n \n \n \n \n \n \n \n \n

Payment	Date	Payment	Interest	Principal	Balance

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