A comprehensive quote management application for intermediaries and underwriters.

• Intermediary Portal: Create quotes with KYC, select insurance classes, calculate premiums
• Underwriter Portal: Review, approve, discount, or load quotes
• Product Management: Manage group classes and insurance classes with minimum rates
• Quote Calculation: Automatic calculation with levies (TL 0.2%, PHCF 0.25%, SD 40)
• Quote Export: Print and download approved quotes

• backend/ - Hono API server with database operations
• frontend/ - React frontend with intermediary and underwriter interfaces
• shared/ - Shared types and utilities

• group_classes - Insurance group classifications
• insurance_classes - Specific insurance types with minimum rates
• quotes - Quote records with KYC and calculation details
• users - User authentication (intermediary/underwriter roles)

1. Intermediaries log in and create quotes
2. Select group class and insurance classes
3. Enter sum insured amounts
4. System calculates premiums with levies
5. Submit for underwriter review
6. Underwriters can approve, discount, or load quotes
7. Approved quotes can be printed/downloaded